Late instalment surcharge

What falling behind on a file's instalments adds up to — and when the allotment itself is at risk.

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One instalment (Rs)Instalments unpaidSurcharge rate (% per month)Ask DHA. Some schemes charge per month, some per day — put in the monthly equivalent.Months overdue (the oldest one)Instalments before cancellationThree is a commonly quoted figure, but every scheme is different — confirm yours with DHA.

Instalments owed—

Surcharge on them—

To clear it all today—

Surcharge as a share of the arrears—

The surcharge rate, how it is compounded and the cancellation rule are all DHA's, and they differ by scheme and by year. We do not print them. Ask, in writing.