Property calculators
Every calculation a plot or a house needs, in one place.
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Every calculation a plot or a house needs, in one place. Nothing is stored and nothing is sent anywhere — every figure stays in your browser.
How to use these — every field explained →29 calculators
Loan and financing11
Bank instalmentThe monthly instalment on a loan, and what it costs in total.How much home you can affordFrom your income, your savings and what a bank will lend.How much a bank will lendBefore you walk into the bank — an idea of the ceiling, worked out separately for salaried and for business people.Instalments against incomeThe one number a bank looks at first.What the down payment changesPut more down and the instalment falls — this shows by how much.How the loan comes downYear by year: how much of your instalment is markup and how much actually pays the loan.Is refinancing worth itMoving the loan to a cheaper rate — and when the switching cost is paid back.Taking cash out of the houseBorrowing more against a house you already own.Compare three banksPut in what each bank quoted you — the cheapest one is not always the lowest rate.Islamic financing beside a normal loanDiminishing musharakah against an ordinary bank loan — the same house, two ways.How much of the house is yoursToday's value minus what you still owe.
Transfer and tax6
DHA Lahore transfer costThe exact figure from DHA's own published chart — every phase, every size, plot or file.Transfer cost and taxesPut in the rates the DHA office gives you today, and this adds them up.Filer and non-filer — the differenceThe single largest line on most transfer bills in Pakistan.Commercial transfer costA shop, an office or a plaza — DHA charges these differently from a house.Non-construction penaltyWhat an empty plot costs you every year you do not build on it.Late instalment surchargeWhat falling behind on a file's instalments adds up to — and when the allotment itself is at risk.
Rent4
How much rent is comfortableA rent that leaves room for everything else.What a fair rent isNot a guess — the middle of what is actually being asked in that phase, for that size.Rent or buyOver the years you actually plan to stay — which one leaves you better off.Rental income and yieldWhat the property earns against what it cost.
Running and selling a home4
What it costs to live there each monthAdd what applies to you.What you keep after sellingThe agreed price is not what reaches your hand.Keep it, build on it, or sell itThree roads for an empty plot, worked out over the same years, with the penalty counted.Inheritance sharesA plot divided among the heirs — in marla and in rupees, on the ordinary rules of faraid.
Building and measuring4
Marla, kanal and feetPakistan’s most searched conversion — with a ready-made table beside it.How much you may buildThe setbacks eat into the plot before the by-law's coverage limit even applies. This shows what is actually left.Cost of buildingGrey structure and finishing worked out separately, on your own rates.Price in your own currencyFor buyers sending money home from abroad.