Property tools

Five plain calculators. Nothing is stored, nothing is sent anywhere — the numbers stay in your browser.

Where a government or DHA fee is involved we do not fill it in for you. Those rates change, and a wrong number costs you real money. Ask the DHA office for the day's rate and type it in.

How much home can you afford

From your income, your savings and what a bank will lend.

Your monthly income (Rs)Instalments you already pay each month (Rs)Cash you can put down (Rs)Bank markup, yearly (%)Loan length (years)

Instalment you can carry

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Loan you can raise

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Property you can buy

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Banks in Pakistan usually stop at about 35% of income going to instalments. That is the limit used here.

How much rent is comfortable

A rent that leaves room for everything else.

Your monthly income (Rs)

Comfortable

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Upper limit

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Above this it starts to hurt

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What it costs to live there each month

Add what applies to you.

Electricity (Rs)Gas (Rs)Water (Rs)DHA maintenance / society charges (Rs, monthly)Guard, gardener, maid (Rs, monthly)Property tax (Rs, per year)Insurance (Rs, per year)

Every month

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Every year

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Transfer cost and taxes

Put in the rates the DHA office gives you today, and this adds them up.

Plot or house value (Rs)DHA transfer fee (Rs)Stamp duty (%)CVT (%)Withholding tax (%)Registration and anything else (Rs)

Total cost of transfer

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That is this share of the value

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PlotPedia does not publish these rates. They change with every budget and every DHA circular. Confirm them at the DHA office before you pay anything.

Rental income and yield

What the property earns against what it cost.

What the property cost (Rs)Rent you get each month (Rs)Months empty in a yearYearly costs — maintenance, tax, repairs (Rs)

Rent in a year

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Gross yield

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Net yield, after costs

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In DHA Lahore a plot earns nothing until it is built on. These numbers are for a house or a flat that is already rented.

These are estimates to help you think, not a valuation and not financial advice. Confirm every figure with your bank and the DHA office before you commit.

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