Keep it, build on it, or sell it

Three roads for an empty plot, worked out over the same years, with the penalty counted.

Last updated:

Plot's value today (Rs)Property rises each year (%)Years you are deciding overNon-construction penalty each year (Rs)From the penalty calculator, or from DHA. Zero if it does not apply to you.Cost of building (Rs)Rent once built (Rs a month)The fair-rent checker gives a real figure for that phase and size.If you sold, what the money would earn (% a year)

Keep it empty—

Build and rent it—

Sell and invest—

Penalty paid if you keep it empty—

Building costs, transfer taxes on a sale and the tax on rental income are not in this. It compares three shapes, not three exact bills.